It’s so thin, it's more like a flat sheet.

This can be used as a duvet insert. The only downside is that it is slightly crinkly.

I'm a very happy camper, having paid a total of around $25 bucks for this from the amazon warehouse because it was a return. Well constructed. Great buy for the price.

This duvet is not what you are expecting. Fabric is stiff and feels like cheap polyester even though it’s supposedly cotton. It's also itchy. This is not a loft duvet.