Front cover is lifting where the velcro is. I removed the slot for the pen once so it's not like i loosened it by constantly removing that part. However, don't waste your money.
Having had several of these folios i understand that you want your cards to be snug, but this is ridiculous. Kind of embarrassing. It is lovely to look at but after a month it started to get a hole on the front cover where the magnets are.